Buying into the problem
By JULIA FURLONG | October 31Every other Friday, junior Nikki Bean gets a paycheck. And more often than not, Bean says, she spends it all by the end of the weekend. For Bean, it feels like a "little victory" when she finds something she likes on a shopping trip, whether she's in a supermarket or a clothing store. Sometimes she makes a purchase just to avoid coming home empty-handed. Having a credit card would be "catastrophic," Bean said. As it is, she often moves money from her savings account to her checking account to prepare for trips. Spending makes her happy, she said.